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Fixed Deposit Calculator

Calculate the fixed deposit interest and maturity amount.

Fixed Deposit Calculator
Deposit Amount:
Time Period:
Annual Interest Rate: %
Interest Frequency:

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About Fixed Deposit Calculator

The Fixed Deposit Calculator is used to calculate the fixed deposit interest and maturity amount.

What is Fixed Deposit

A fixed deposit (usually abbreviated as FD), offered by both banks and companies, is a fixed sum of money that is held in a savings account for a set period of time, thereby earning you a fixed rate of interest in return. Interest can be paid monthly, quarterly, half-yearly or yearly. It is a great way to earn more interest on your savings than a regular savings account.

Calculating Fixed Deposit

The following is the formula for calculating fixed deposit with no compounding:

A = P(1 + rt)

Where:
A = final amount
P = deposit amount (initial investment)
r = annual nominal interest rate
t = number of years

The following is the formula for calculating fixed deposit with periodic compounding:

A = P × (1 + r/n)nt

Where:
A = final amount
P = deposit amount (initial investment)
r = annual nominal interest rate
t = number of years
n = number of compounding periods per year (for example, 12 for monthly compounding)

The following is the formula for calculating fixed deposit with continuous compounding:

A = P × ert

Where:
A = final amount
P = deposit amount (initial investment)
r = annual nominal interest rate
t = number of years

Reference this content, page, or tool as:

"Fixed Deposit Calculator" at https://miniwebtool.com/fixed-deposit-calculator/ from miniwebtool, https://miniwebtool.com/